Effective Date: September 13, 2026
Please review these Terms & Conditions, which govern your use of globalquotes.us (the “Site”, “we”, “us”, or “our”). Your use of the Site constitutes your agreement to follow and be bound by these Terms & Conditions. We reserve the right to update or modify this Agreement at any time without prior notice. For this reason, we encourage you to review the Agreement whenever you use any of the Sites. If you do not agree to these terms, please do not use the Site.
Site Modification or Suspension
We reserve the right, at any time in our sole discretion, to modify, suspend or discontinue the sites or any service, content, feature or product offered through the Site, with or without notice. You agree that we shall not be liable to any third party for any modification, suspension or discontinuance of the Site, or any service, content, feature or product offered through the Site.
Privacy
By using the Site you agree to the terms of our Privacy Policy which you can review by clicking here.
Site Contents
You may not use or register with the Site if you are under eighteen (18) years of age. You agree that the information that you provide to us upon registration, and at all other times will be true, accurate, current and complete. By using the Site and/or accessing the services, you represent and warrant that you have the right, authority and capacity to enter into these Terms & Conditions and to abide by all of the terms and conditions set forth herein. This Site is administered in the United States and intended for U.S. users; any use outside of the U.S. is at your own risk and you are responsible for compliance with any local laws applicable to your use of the Site or access to the Services.
Electronic Communications / Notices and Information Delivered Electronically
Global Quotes, lenders, insurers, providers and marketing partners may choose to electronically deliver all information related to its services and your requests. Electronic communications to you may transmit or convey information about action taken on your request, portions of your request that may be incomplete or require additional explanation, any notices required under applicable law, which may include any Federal Truth-in-Lending disclosures, State disclosures, other terms, conditions and documents, and the privacy policies of Global Quotes, lenders, insurers and providers. You agree to receive all current and future notices, disclosures, communications and information, and to do business electronically with Global Quotes, lenders, insurers and providers. This means that Global Quotes, lenders, insurers and providers may communicate with you by sending a message to the email address you provided or at another address that may be associated with you that we receive from lenders, providers or other parties.
Technical Requirements
To access and retain information and notices we send or make available to you electronically, you will need:
- Internet access with modern encryption (TLS)
- A current web browser (Chrome, Firefox, Safari, Edge or equivalent)
- Adobe Acrobat Reader or another PDF viewer
- Ability to print or save electronic documents
- Email access
You have the right to receive any document in non-electronic form and to withdraw your consent to electronic delivery at any time by contacting Global Quotes at info@globalquotes.us.
License and Access
Subject to your compliance with these Terms & Conditions, Global Quotes grants you a limited, non-exclusive, non-transferable, non-sublicensable license to access and make personal and non-commercial use of the Global Quotes site and the service provided thereon. This license does not include any resale or commercial use of any Global Quotes service or Content; any collection and use of any listings, descriptions, or prices; any downloading or copying of account information for the benefit of another merchant; any derivative use of this site or its Content; or any use of robots, data mining, or similar data gathering and extraction tools. The Site or any portion of it may not be reproduced, duplicated, copied, sold, resold, visited, or otherwise exploited for any commercial purpose without express written consent of Global Quotes. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information of Global Quotes and our affiliates without express written consent. You may not use any meta tags or any other “hidden text” utilizing the Global Quotes name or trademarks without the express written consent of Global Quotes. All rights not expressly granted to you in these Terms & Conditions are reserved and retained by Global Quotes or its affiliates, licensors, publishers, rights holders or other content providers. Any unauthorized use of the Site or services provided thereon terminates the permission or license to access and use the site.
Copyright Complaints
If you believe your work has been copied in a way that constitutes copyright infringement, please provide Global Quotes’ copyright agent the written information specified below:
- An electronic or physical signature of the person authorized to act on behalf of the owner of the copyright interest;
- A description of the copyrighted work that you claim has been infringed upon;
- A description where the material that you claim is infringing is located on the site;
- Your address, telephone number, and email address;
- A statement by you that you have a good faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law;
- A statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf.
Global Quotes’ Copyright Agent for notice of claims of copyright infringement on globalquotes.us can be reached at info@globalquotes.us.
Intellectual Property
This Site and the Content available on the Site are the property of Global Quotes or its affiliates and licensors, and are protected by copyright, trademark and other intellectual property laws. Subject to these Terms & Conditions, Global Quotes grants you a non-exclusive non-transferable license to use the Site solely for your personal non-commercial use. You may not use the Site or the Content available on the Site in a manner that constitutes an infringement of our rights or that has not been authorized by us. More specifically, unless explicitly authorized in these Terms & Conditions or by the owner of the Content, you may not modify, copy, reproduce, republish, upload, post, transmit, translate, sell, create derivative works, exploit, perform, display or distribute in any manner or medium (including by e-mail or other electronic means) any material from the Site. You may, however, from time to time, download or print one copy of individual pages of the Site for your personal, non-commercial use, provided that you keep intact all copyright and other proprietary notices.
Quote Matching, Lending & Insurance Services
Global Quotes is a marketing lead generator and quote-matching platform. Global Quotes does not take applications, make loans or credit decisions in connection with loans, nor does Global Quotes issue insurance policies, commitments or lock-in agreements. Global Quotes services are only administrative. Any inquiry you submit is NOT an application for credit or insurance; it is an inquiry to be matched with lenders, insurers, agencies or providers so you may receive offers from them. You have not been pre-approved, pre-qualified or any similar concept by submitting an inquiry form to us. You may have to complete an application with a lender or insurer and may be required to pay an application or other fee before they will extend an unconditional offer.
Global Quotes is paid a marketing lead generation fee by partners for the services provided. Global Quotes is not the lender, insurer, agent or broker and does not endorse or recommend the products of any particular partner. A directory of partners is available at Our Partners.
You should rely on your own judgment in deciding which available product, terms and provider best suits your needs and financial means. The provider is solely responsible for its services to you, and you agree that Global Quotes shall not be liable for any damages or costs of any type arising out of or in any way connected with your use of such services. You understand that providers may keep your request information and any other information provided by Global Quotes or received by them in the processing of your request, whether or not you are qualified or make a purchase with them. You agree to notify any particular provider directly if you no longer want to receive communications from them.
Global Quotes does not guarantee acceptance into any particular program or specific terms or conditions with any provider; approval standards are established and maintained solely by individual providers and Global Quotes does not guarantee that the terms or rates offered and made available by providers are the best terms or lowest rates available in the market. A provider’s offer may be subject to market conditions, approval and qualification.
Reviews, Comments, Communications and Other Content
In the event that consumers may submit comments; send e-mail communications; and submit suggestions, ideas, comments, questions, or other information to the Site, consumers may do so, so long as the content is not illegal, threatening, defamatory, obscene, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable and does not consist of or contain software viruses, commercial solicitation, political campaigning, mass mailings, chain letters, or any form of “spam.” You may not use a false e-mail address, impersonate any person or entity, or otherwise mislead as to the origin of content. Global Quotes reserves the right (but not the obligation) to remove or edit such content. Global Quotes claims no responsibility and assumes no liability for any content posted by you or any third party.
Third Party Content and Links to Other Websites
Third parties not affiliated with Global Quotes may offer services or products on this site. We do not warrant or assume any responsibility or liability for the actions, offers or content of third parties who may have advertisements or links on our site. Global Quotes does not endorse, has no control over, and is not responsible in any manner for the terms, conditions, fulfillment or performance of such third parties’ advertisements or offers, the collection of information from you by any such third parties, the use of your information by any such third parties, or the use, operation or availability of websites owned or operated by, or on behalf of, any such third parties. You should carefully review their privacy statements and other conditions of use. You further acknowledge and agree that Global Quotes will not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any third party content or links, products, goods or services available on or through any such websites.
Indemnification
YOU AGREE TO INDEMNIFY GLOBAL QUOTES, INCLUDING GLOBAL QUOTES PARTNERS, OFFICERS, DIRECTORS, AGENTS, EMPLOYEES, PARENTS, SUBSIDIARIES, AFFILIATES, SUCCESSORS, ADVERTISERS, AND THIRD PARTY SERVICE PROVIDERS (COLLECTIVELY, “GLOBAL QUOTES PARTIES”), AND HOLD THEM EACH HARMLESS FROM ANY AND ALL CLAIMS OR DEMANDS, INCLUDING REASONABLE ATTORNEY’S FEES AND COSTS, MADE BY ANY THIRD PARTY DUE TO OR ARISING FROM YOUR USE OF THE SERVICE, YOUR VIOLATION OF THESE TERMS AND CONDITIONS OR YOUR VIOLATION OF ANY RIGHTS OF A THIRD PARTY.
Release
YOU HEREBY AGREE TO RELEASE, REMISE AND FOREVER DISCHARGE GLOBAL QUOTES AND GLOBAL QUOTES PARTNERS AND EACH OF THEIR RESPECTIVE AGENTS, DIRECTORS, OFFICERS, EMPLOYEES, AND ALL OTHER RELATED PERSONS OR ENTITIES FROM ANY AND ALL MANNER OF RIGHTS, CLAIMS, COMPLAINTS, DEMANDS, CAUSES OF ACTION, PROCEEDINGS, LIABILITIES, OBLIGATIONS, LEGAL FEES, COSTS, AND DISBURSEMENTS OF ANY NATURE WHATSOEVER, WHETHER KNOWN OR UNKNOWN, WHICH NOW OR HEREAFTER ARISE FROM, RELATE TO, OR ARE CONNECTED WITH YOUR USE OF THE SERVICE.
Disclaimer of Warranties and Limitation of Liability
THIS SITE AND ALL CONTENT, INCLUDING THIRD PARTY CONTENT, IS PROVIDED BY GLOBAL QUOTES ON AN “AS IS” AND “AS AVAILABLE” BASIS. GLOBAL QUOTES AND ANY THIRD PARTY THAT MAKES CONTENT AVAILABLE ON THIS SITE MAKES NO REPRESENTATIONS OR WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, AS TO THE OPERATION OF THIS SITE OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS INCLUDED ON THIS SITE. YOU EXPRESSLY AGREE THAT YOUR USE OF THIS SITE IS AT YOUR SOLE RISK. TO THE FULL EXTENT PERMISSIBLE BY APPLICABLE LAW, GLOBAL QUOTES DISCLAIMS ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, IMPLIED WARRANTIES OF MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE. GLOBAL QUOTES OR ITS PARTIES MAKES NO WARRANTY THAT (A) THE SERVICE WILL MEET YOUR REQUIREMENTS; (B) THE SERVICE WILL BE UNINTERRUPTED, TIMELY, SECURE OR ERROR-FREE; (C) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL BE ACCURATE OR RELIABLE; OR (D) THE RESULTS THAT MAY BE OBTAINED FROM THE USE OF THE SERVICE WILL MEET YOUR EXPECTATIONS OR NEEDS. GLOBAL QUOTES DOES NOT WARRANT THAT THIS SITE, ITS SERVERS, OR E-MAIL SENT FROM GLOBAL QUOTES ARE FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS. GLOBAL QUOTES WILL NOT BE LIABLE FOR ANY DAMAGES OF ANY KIND ARISING FROM THE USE OF THIS SITE, INCLUDING, BUT NOT LIMITED TO DIRECT, INDIRECT, INCIDENTAL, PUNITIVE, AND CONSEQUENTIAL DAMAGES. CERTAIN STATE LAWS DO NOT ALLOW LIMITATIONS ON IMPLIED WARRANTIES OR THE EXCLUSION OR LIMITATION OF CERTAIN DAMAGES. IF THESE LAWS APPLY TO YOU, SOME OR ALL OF THE ABOVE DISCLAIMERS, EXCLUSIONS, OR LIMITATIONS MAY NOT APPLY TO YOU, AND YOU MIGHT HAVE ADDITIONAL RIGHTS.
Applicable Law
By visiting Global Quotes, you agree that the laws of the United States and the state in which Global Quotes maintains its principal place of business, without regard to principles of conflict of laws, will govern these Terms & Conditions and any dispute of any sort that might arise between you and Global Quotes or its affiliates.
Arbitration Agreement and Class Action Waiver
READ THIS SECTION CAREFULLY: This arbitration provision limits your and the Company’s ability to litigate claims in court and you and the Company each agree to waive your respective rights to a jury trial or a state or federal judge. You agree that you will not file any lawsuit against us in any state or federal court.
You and we each agree that any and all disputes or claims that have arisen or may arise between you and us relating in any way to or arising out of this or previous versions of this Agreement, your use of or access to our Services, or any Product sold, offered, or purchased through our Services shall be resolved exclusively through final and binding arbitration, rather than in court, except that you may assert claims in small claims court, if your claims qualify. The Federal Arbitration Act governs the interpretation and enforcement of this Agreement to Arbitrate.
YOU AND WE AGREE THAT EACH OF US MAY BRING CLAIMS AGAINST THE OTHER ONLY ON AN INDIVIDUAL BASIS AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE ACTION OR PROCEEDING. UNLESS BOTH YOU AND US AGREE OTHERWISE, THE ARBITRATOR MAY NOT CONSOLIDATE OR JOIN MORE THAN ONE PERSON’S OR PARTY’S CLAIMS, AND MAY NOT OTHERWISE PRESIDE OVER ANY FORM OF A CONSOLIDATED, REPRESENTATIVE, OR CLASS PROCEEDING. ALSO, THE ARBITRATOR MAY AWARD RELIEF (INCLUDING MONETARY, INJUNCTIVE, AND DECLARATORY RELIEF) ONLY IN FAVOR OF THE INDIVIDUAL PARTY SEEKING RELIEF AND ONLY TO THE EXTENT NECESSARY TO PROVIDE RELIEF NECESSITATED BY THAT PARTY’S INDIVIDUAL CLAIM(S). ANY RELIEF AWARDED CANNOT AFFECT OUR OTHER USERS.
THESE TERMS PROVIDE THAT ALL DISPUTES BETWEEN US WILL BE RESOLVED BY BINDING ARBITRATION. YOU GIVE UP YOUR RIGHT TO GO TO COURT TO ASSERT OR DEFEND YOUR RIGHTS. YOU ALSO GIVE UP YOUR RIGHT TO PARTICIPATE IN OR BRING CLASS ACTIONS. YOUR RIGHTS WILL BE DETERMINED BY NEUTRAL ARBITRATORS AND NOT A JUDGE OR JURY.
Contact Information
If you have any questions or comments relating to our website, these Terms & Conditions or our Privacy Policy, please contact us by email at info@globalquotes.us.